Money transfer between MercadoPago accounts

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Money transfer between MercadoPago accounts

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#1 by (-2 votes)

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I would like to know if it is feasible to make a money transfer between MercadoPago accounts using the API.

As I see in the official MercadoPago documentation , I understand that this can be done through the creation of a Payment, specifying the operation_type as money_transfer .

My doubt about this is how can I create a payment towards another user, being me the payer . Is this feasible? I know that the collector_id can be used to identify the seller, but does the collector_id refer to a customer or a MercadoPago user?

mercadopago

asked by Matias 25.07.2017 в 21:35

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score -2 · Answer 1

In MercadoPago there is a product for the request of money between 2 people:

link

Via API would be called as follows:

curl -X POST \
-H "Content-Type: application/json" \
'https://api.mercadopago.com/money_requests?access_token=ACCESS_TOKEN' \
-d '{
    "currency_id" : "ARS",
    "payer_email" : "[email protected]",
    "amount" : 2.1,
    "description" : "Description",
    "concept_type" : "off_platform"
}'

Where the ACCESS_TOKEN corresponds to the credentials of the user receiving the payment.

Another scenario is that of Marketplace , in which we allow a user can authorize another to request payments in your useful name for stores with multiple vendors or p2p models.

link

It is based on oAuth2 for authentication.

Additionally it allows you to charge a commission for the transaction as an intermediary if necessary.